Terms of Use
Effective November 10, 2026
Welcome to ReneePHoward.com (the "Site"), operated by Renee Howard, also known as Lady Renee.
By using the Site, you agree to these Terms of Use.
Use of the Site
You may use this website for lawful personal, informational, and professional purposes.
You agree not to misuse the website by:
- Attempting unauthorized access.
- Disrupting website operations.
- Submitting false, fraudulent, or spam inquiries.
- Misusing website information.
- Using automated tools to collect information without authorization.
Intellectual Property
Original content owned by Renee Howard, including writing, photographs, graphics, books, and branding, is protected by applicable intellectual property laws.
You may not reproduce, distribute, or commercially exploit protected content without authorization, except as permitted by law.
Third-party trademarks and materials remain the property of their respective owners.
Coaching and Consulting
Submitting an inquiry or booking a consultation does not automatically create a professional client relationship or service agreement.
Services are subject to availability and applicable terms.
Coaching sessions booked through MyMentor.life are also subject to that platform's terms.
Insurance Information
Insurance-related information is provided for general educational purposes.
Product availability, eligibility, enrollment, and coverage are subject to applicable regulations, licensing, carrier appointments, and policy or plan terms.
Nothing on this website guarantees coverage or enrollment.
No Professional Advice
General website content is intended for educational and informational purposes.
It does not substitute for individualized medical, mental-health, legal, or financial advice from appropriately qualified professionals.
Wellness and Third-Party Products
Information about wellness products, supplements, and beauty resources is provided for general informational purposes.
Individual results are not guaranteed.
Visitors should consult qualified professionals regarding medical concerns.
Relevant commercial relationships will be disclosed as applicable.
Books, Workshops, and Programs
Books may be offered through third-party retailers.
Workshops and programs marked "In Development" are not currently confirmed for enrollment.
Future offerings may be subject to separate registration, payment, cancellation, and refund policies.
Third-Party Links
External websites linked from ReneePHoward.com operate independently.
We are not responsible for their content, services, security, or privacy practices.
Disclaimer and Limitation of Liability
The Site is provided on an "as is" and "as available" basis, to the extent permitted by law.
We do not guarantee uninterrupted operation, complete accuracy, or particular results from general website information.
To the extent permitted by applicable law, Renee Howard is not liable for indirect, incidental, or consequential damages arising from use of the Site.
Nothing in these Terms excludes liability that cannot legally be excluded.
Governing Law
These Terms are governed by applicable laws of the State of Florida and the United States, subject to any mandatory legal protections that apply.
Changes
We may update these Terms as the website and its services evolve.
Updated terms will be published on this page.